Struggling with Rent or Bills? You Can Get Back on Track
“My God will supply all your needs…”
“The borrower is slave to the lender…”
Whether it's overdue bills, rent debt, credit card payments, or loan stress — help is out there. These local and national organizations can help you get your finances under control.
If you’re behind on rent or facing disconnection notices, these local programs can help. Many offer one-time assistance, payment plans, or referrals for long-term housing solutions.
Credit Counseling in Atlanta, GA
Phone: (404) 260-3196
Phone Counseling: 866-550-8004
Hours: Tues–Thurs 9:00 a.m.–3:00 p.m.
Address: Money Management International 3500 Lenox Rd NE Suite 1500, Office #83 Atlanta, GA 30308
Website: www.moneymanagement.org
GreenPath Financial Wellness
Phone: 855-972-7917
Hours:
Monday-Thursday 8:00 AM - 10:00 PM
Friday 8:00 AM - 8:00 PM
Saturday 9:00 AM - 6:00 PM
Website: www.greenpath.com
Operation HOPE (HOPE Inside)
Website: www.operationhope.orgCommunity Action for Improvement (CAFI)
Location: 815 Bankhead Hwy, Suite E, Carrollton, GA
Phone: (770) 838‑0511
Offers utility and rent assistance, financial counseling, and debt relief guidance for low-income families.
ClearPoint Credit Counseling
Phone: 1‑877‑877‑1995
Website: clearpoint.org
Nonprofit credit counseling and debt management programs. Free budgeting help. Certified by the National Foundation for Credit Counseling (NFCC).
Consumer Credit Counseling Services of West Georgia
Phone: (770) 836‑0790
Budget planning, foreclosure prevention, and debt counseling in the West Georgia region. Call for appointment availability.
Georgia Legal Services (Debt Lawsuits & Collections)
Phone: 1‑833‑457‑7529
Offers legal help if you are being sued over a debt or harassed by collectors. May also help with garnishment or repossession cases.
United Way 211
Phone: Dial 2-1-1
Website: 211.org
Find local help for utilities, housing, transportation, and other financial emergencies in your ZIP code.
Carrollton Housing Authority
Phone: (770) 834‑2046
Services: Section 8 housing, HUD-VASH vouchers for veterans, long-term low-income housing support.
LIHEAP – Low Income Home Energy Assistance Program
Assists with past-due heating/cooling bills. Apply through CAFI or the Georgia Department of Human Services.
Website: dfcs.georgia.gov
DebtStoppers Bankruptcy Law Firm
Phone: (678) 673-2142
Location: 7400 The Blvd, Ste 100, Jonesboro, GA (serves Metro ATL & West GA)
Offers help with bankruptcy (Chapter 7 & 13), debt settlement, garnishment defense, and foreclosure protection. Free consultations available.
Website: debtstoppers.com
Tallatoona Community Action Partnership (CAP)
Phone: (770) 817-4666
Location: Tallatoona Cap, 140 Douglas St, Cartersville, GA 30120
Website: www.tallatoonacap.org
St. Vincent de Paul – St. Francis of Assisi
Phone: 770-382-4549 (ext 209)
Location: 850 Douthit Ferry Rd, Cartersville, GA 30120
Website: www.stfac.org
The Salvation Army – Cartersville Corps
Phone: 770-387-9955
Location: 16 Felton Pl, Cartersville, GA 30120
Website: www.southernusa.salvationarmy.org/cartersville
Bartow County Community Resource Office / Allatoona Resource Center
Phone: (770) 387-3708
Location: 31 Pointe N Dr, Cartersville, GA 30120
Website: www.bartowcountyga.gov
MUST Ministries – Cherokee Program Services (Rent & Utilities)
Phone (screening line): (770) 721-2928
Phone (Canton office): (770) 479-5397
Location: 111 Brown Industrial Pkwy, Canton, GA 30114
Website: www.mustministries.org
Cherokee Program Services : Flyer
Salvation Army – Canton Service Center (Rent, Mortgage & Utilities)
Phone: 1-800-SAL-ARMY
Location: 251 Marietta Rd, Canton, GA 30114
Website: southernusa.salvationarmy.org
North Georgia Community Action, Inc., Cherokee Co. Office:
Phone: (770) 345-6531
Location: 3049 Marietta Hwy #120, Canton, GA 30114
Website: www.ngcainc.com
St. Clement's Episcopal Church
Phone: (770) 345-6722
Location: 2795 Ridge Road Canton, Georgia 30114
Website: www.stclementscanton.org
St. Michael the Archangel Roman Catholic Church
Phone: (770) 516-0009
Location: 490 Arnold Mill Rd, Woodstock, GA 30188
Website: www.saintmichaelcc.org
St. Vincent de Paul Society
Phone: (678) 892-6160
Location: 2050-C Chamblee Tucker Road Atlanta, GA 30341
Website: www.svdpgeorgia.org
Cherokee County Senior Services
Phone: (770) 345-2675
Location: 1001 Univeter Rd, Canton, GA 30115
Website: www.cherokeecountyga.gov
Georgia Mortgage Assistance – Homeowner Assistance Fund
Phone: (770) 806-2100
Location: 60 Executive Park South, NE Atlanta, GA 30329
Website: www.georgiamortgageassistance.ga
🏠 Housing Rights Cheat Sheet for Tenants
- Safe Housing: Your landlord must fix major issues like broken plumbing or heating.
- Privacy: You must be given notice before entry (usually 24 hours).
- Eviction Notice: You can't be legally evicted without written notice and a court order.
- Security Deposit: Must be returned within 30 days (minus damages).
- No Lockouts: Landlords can’t lock you out or shut off utilities.
- Right to Complain: You can’t be evicted for reporting problems or requesting repairs.
Need legal help?
Call Georgia Legal Services: 1‑833‑457‑7529
Or dial 2‑1‑1 for local housing aid.